Why first home buyers will pay MORE under Scott Morrison’s new scheme

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Prime Minister Scott Morrison's first home buyer scheme could be confusing for banks.. promising to ensure buyers wouldn't need to pay lenders' mortgage insurance.. He added that a government offer to remove GST on new properties would have been more effective in helping first home buyers.

This could indicate buyers are choosing to wait to take advantage of the ACT Government’s no-stamp-duty scheme which officially starts next month. Under the new scheme, first-home buyers with a household income of less than $160,000 (more if you have dependents) pay no stamp duty from July 1.

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Under the Morrison scheme, those who saved at least a 5% deposit would be able to take advantage of the guarantee. Deposits of 20% are often required to buy a house. The plan, which would start on January 1, would be directed to first home buyers earning up.

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 · The bank of Mum and Dad is to be replaced by the Bank of Scott or Bill. The new scheme, announced by Prime Minister Morrison earlier this week and matched by Bill Shorten, will allow first time home buyers to purchase a house with only 5% deposit.

According to the Coalition, the First Home Loan Deposit Scheme will mean first home buyers won’t need to save for a full 20 per cent deposit, meaning they can enter the property market faster. The value of homes that can be purchased under the Scheme will be determined on a regional basis.

dtorpy6 wrote: So what does everyone think of Scott Morrison’s new pledge to support first home buyers to get a 20% house deposit, requiring less money to take out a loan? Scheme or scam? Good? Bad? Any millennials looking to step up and "self fund" another boomer’s retirement? Come on now don’t be shy.

Why first home buyers will pay MORE under Scott Morrison’s new scheme.. prime minister Scott Morrison announced the new first-home buyer’s program at the weekend.. in defaults under the scheme because first home buyers and those who take on a higher loan to value.

First home buyers will get a significant leg up with our new initiative to slash the size of a home loan deposit. We want to help make the dreams of first home buyers a reality.