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VA Loans in Tulsita Texas In Texas, only for FHA or VA loans, you must count the spouses’ debt into the borrowers’ debt to income ratio. Texas is a community property state meaning debts of the non-borrowing spouse must be included in the Texas FHA or VA Mortgage Applicants’ qualifying ratios, except for obligations specifically excluded by state law.
Austin Texas VA Mortgage Loans and home lending with dedicated mortgage consultants here to say Welcome Home and Thank You for Your Service.We have VA home loan specialists on stand by to help get you into your new Texas area home. We are dedicated to you and your future and specialize in dealing with Texas Veteran Affairs lending.
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VA Loans in Rockdale Texas VA Loans in Texas City Texas VA Home Loans in Texas: The veteran does have to occupy the home as their primary residence.The veteran does not have to be a first time home buyer and may reuse his/her benefit. The lender, not VA, sets the interest rate and discount points, so they may vary from lender to lender.
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VA Loans in Seagraves Texas VA Loans in Southside Place Texas A home equity loan (also called a second mortgage) is an additional loan to your first mortgage (HELOCs work a little differently) and is essentially a second lien on your mortgage. Even though the VA doesn’t guarantee home equity loans, you can still borrow from an independent lender, while keeping your VA loan as your first mortgage.Current VA Limits for TEXAS Counties. Although VA guaranteed loans do not have a maximum dollar amount, lenders who sell their VA loans in the secondary market must limit the size of those loans to the maximums prescribed by GNMA (Ginnie Mae) which are listed below.
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